Employers' Liability (underwritten by Ace European Group Limited)
Employers Liability insurance is compulsory under the Employers liability (compulsory insurance) act 1969 if you employ staff.
This cover protects your business if you are found legally liable for the injury or illness of an employee. This cover includes your own staff and the personnel you supply if you are found to be legally liable.
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Public & Products Liability (underwritten by Ace European Group Limited)
Public Liability insurance protects your business if you are found legally liable for the accidental injury to or property damage of members of the public and third parties in the course of your business activities. The policy extends to include the vicarious liability of the personnel you supply.
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Drivers' Negligence (underwritten by Ace European Group Limited)
Drivers Negligence cover is only available as an extension to the Employers and Public & Products Liability policy and covers you for damage caused to your clients’ vehicles when it can be proven the cause of the damage was the negligence of the temporary driver you supplied. Your clients may make you liable under contract in respect of such damage caused by the negligence of temporary drivers.
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Professional Indemnity (underwritten by Ace European Group Limited)
Professional Indemnity insurance covers your defence costs and any resulting damages awarded as a result of allegations made against your business for negligent acts, errors or omissions or breach of professional duty in your recruitment process.
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Fidelity Bonding (underwritten by Ace European Group Limited)
Fidelity Bonding is only available as an extension of the Professional Indemnity policy. This insurance is often required by your clients if you are involved in the supply of drivers or warehousemen and provides cover against the proven dishonest acts of the temporary staff supplied.
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Legal Expenses Insurance (this insurance is administered by FirstAssist Insurance Services Limited on behalf of the insurer, Great Lakes Reinsurance (UK) PLC)
Legal Expenses covers your legal costs incurred including:
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Directors & Officers Liability (underwritten by Ace European Group Limited)
Directors & Officers provides personal liability protection for directors, officers and other key employees in respect of both civil and criminal offences including financial mismanagement, breach of company, tax and environmental laws.
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Property Damage (underwritten by Ace European Group Limited)
Property Damage policy covers ‘All risks’ of loss or damage to property (including Glass) which belongs to your business. Business Interruption is included which covers interruption to your business caused by an Insured loss which results in loss of income or increased costs in running your business. Cover can be extended to include
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Personal Accident (underwritten by Ace European Group Limited)
Personal Accident provides cover for death and/or permanent disablement occurring to your temporary workforce whilst on assignment or travelling to or from their appropriate assignment.
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