A vital protection covering your defence costs and any resulting damages awarded as a result of a 'Negligence' suit against you. Cover starts at £100,000 any one claim limited to £250,000 in any one year of insurance but can be offered up to £1,000,000 for any one claim and in the annual aggregate, inclusive of costs and expenses. No excess in respect of the first claim. £250 each and every claim thereafter.
Important Note: This section of cover is on a "claims made" basis, which means that a valid policy must be in force at the time the claim is made for cover to apply. Therefore any claims made after the expiry of the policy will not be covered, even if they relate to work undertaken during the policy period.
Provides you, as an employer, with indemnity in respect of liabilities either at common law or at statute. This type of insurance is compulsory if you employ staff.
Our policy gives cover of up to £10,000,000 for any one claim. No excess.
With effect from 28/02/05 legislation has changed whereby it is no longer necessary for any employer which is a company that has only 1 employee and that employee owns more that 50% of the issued share capital of the company to effect Employers' Liability cover. Our proposal form will require you to state whether or not this cover is required.
Provides indemnity against your company's liability for causing accidental injury or damage to a third party, or to third party property, in the course of its business activities. Our policy automatically gives cover of up to £1,000,000 for any one claim for Public Liability. The annual aggregate limit for Products Liability is £1,000,000.
Excess £250 each and every third party property damage claim.
Please note that no section of our cover extends to the supply of computer hardware.
We will be pleased to discuss increases in our standard cover limits. Please call us for details.
The above are brief details only. Please click here for a specimen policy wording and details of principal endorsements.
This policy is underwritten by Ace European Group Limited
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